Currently Viewing: 2015 Reporting Data

Summary
  • Provides Microenterprise Loans Yes
  • Other Microfinance Types
    • Credit-builder Loans
  • Lending Types
    • Individual Lending
  • Tracks Credit Scores Yes
  • Reports Borrower Credit Performance Yes
Microfinancing Volume
  • Number of Microloans Disbursed 82
  • Value of Microloans Disbursed $663,152
  • Value of Microloans Outstanding $1,246,336
Portfolio Quality
  • Mean Interest Rate 6.88%
  • Total Portfolio at Risk 11.55%
  • Loan Loss Rate 2.12%
  • Loans Past Due
    • 30 to 60 $86,221
    • 61 to 90 $27,800
    • 91 to 120 $11,393
    • More than 120 $18,516
Other Financing Products
  • Small Business Loans No
  • Leverage Package or Guarantee Loans? No
Services Provided
  • Training and Technical Assistance (TA) Services
    • Business Training (group based instruction)
    • Business Technical Assistance (one-on-one assistance)
  • Business Development Services
    • Financial Literacy
    • Credit Counseling
    • Business Incubation
Business Development Training
  • Number Receiving Training 47
  • Number Receiving TA 75
  • Individuals Served 336
  • Clients Served 306
  • Businesses Served 319
Demographics
  • Gender

    • Women - 44.12%
    • Men - 55.88%
    • Other - 0%
    • Unknown - 0%
  • Ethnicity

    • Mixed-race - 3.59%
    • African American/African-born - 29.08%
    • Latino - 8.5%
    • White/Caucasian - 51.63%
    • Asian/Pacific Islander - 2.29%
    • South Asian - 0%
    • Native American/Alaska Native - 0.65%
    • Other - 4.25%
    • Unknown - 0%
Business Status
  • Business Status

    • Operating - 36.6%
    • Not Operating - 62.42%
    • Unknown - 0.98%
General Program Info
  • Area Types Served
    • Rural
    • Urban
  • Organization Description
    • Community Economic Development Organization
  • Geographic Area Served
    • Kentucky
Staffing
  • # FTEs 8
  • Individuals Served per Full-Time Equivalent Staff 42
  • Clients Served per Full-Time Equivalent Staff 38.25
Budget Info
  • Operating Income $4,894,105

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