FINANTA is a non-profit 501(c)(3) community lender that provides access to capital, technical assistance and credit-building services for low- to moderate-income entrepreneurs and first-time homebuyers in Philadelphia. Our mission is to promote the growth and economic expansion of diverse communities through the infusion of capital and the provision of business and homeownership consultation services. In this effort, FINANTA aims to connect families and communities with the resources necessary for social and economic advancement. FINANTA is a certified U.S. Small Business Administration (SBA) Microloan Intermediary, U.S. Treasury Community Development Financial Institution (CDFI), and Pennsylvania Housing Finance Agency (PHFA) Homeownership Lender. FINANTA offers a range of lending products and services. Products for entrepreneurs include microloans of up to $50,000, economic development loans from $50,000 to $150,000, and lines of credit up to $100,000. We also offer FINANTA mortgages (Up to $150,000) and PHFA mortgages (Up to $417,000) for first time homebuyers targeting low- to moderate-income in Philadelphia. For those not yet ready to borrow, FINANTA offers capacity-building programs that provide participants with credit-building microloans alongside customized one-on-one and group business technical assistance over the course of the loan term. Among these programs is the PRECAPS (pre-capital) Program. PRECAPS is a program in which entrepreneurs not yet ready to borrow receive a credit-building microloan (under $5,000) in a group setting, along with customized technical assistance over the course of the 12-month loan term. Groups may choose to remain together and enter into additional year-long cycles with loan amounts gradually increasing to up to $15,000 in year four. PRECAPS’ goal is to enable entrepreneurs to expand their capacity to leverage and repay larger-sized loans, positioning them for bankability with traditional lenders for continued business expansion after leaving the program.