Currently Viewing: 2017 Reporting Data

Summary
  • Provides Microenterprise Loans Yes
  • Other Microfinance Types
    • Credit-builder Loans
  • Lending Types
    • Individual Lending
  • Tracks Credit Scores Yes
  • Reports Borrower Credit Performance Yes
Microfinancing Volume
  • Number of Microloans Disbursed 35
  • Value of Microloans Disbursed $847,384
  • Value of Microloans Outstanding $3,053,012
Portfolio Quality
  • Mean Interest Rate 8%
  • Total Portfolio at Risk 14.49%
  • Loan Loss Rate 2.97%
  • Loans Past Due
    • 30 to 60 $208,819
    • 61 to 90 $93,601
    • 91 to 120 $14,596
    • More than 120 $125,414
Other Financing Products
  • Small Business Loans Yes
  • Max Business Loan Amount $363,785
  • Leverage Package or Guarantee Loans? Yes
Services Provided
  • Training and Technical Assistance (TA) Services
    • Business Training (group based instruction)
    • Business Technical Assistance (one-on-one assistance)
  • Business Development Services
    • Coaching/Mentoring
    • Financial Literacy
    • Credit Counseling
    • Access to Market Services
Business Development Training
  • Number Receiving Training 441
  • Number Receiving TA 464
  • Individuals Served 826
  • Clients Served 178
  • Businesses Served 48
Demographics

  • Gender

    • Women - 39.33%
    • Men - 58.99%
    • Other - 0%
    • Unknown - 1.69%

  • Ethnicity

    • Mixed-race - 0%
    • African American/African-born - 13.48%
    • Latino - 37.64%
    • White/Caucasian - 35.39%
    • Asian/Pacific Islander - 11.8%
    • South Asian - 0%
    • Native American/Alaska Native - 1.69%
    • Other - 0%
    • Unknown - 0%

  • HUD Low Income Standard

    • Below - 42.7%
    • Above - 57.3%
    • Unknown - 0%
Business Status

  • Business Status

    • Operating - 73.03%
    • Not Operating - 26.97%
    • Unknown - 0%
General Program Info
  • Area Types Served
    • Rural
    • Urban
    • State
  • Member Associations
    • California Association for Microenterprise Opportunity, CA
  • Organization Description
    • Lending Organization
  • Geographic Area Served
    • California
  • Geographic Area Served Description We served thirteen counties in Central California: Fresno, Kings, Madera, Tulare, Merced, San Benito, San Joaquin, Stanislaus, Tuolumne, Kern, Inyo, Monterey and Mariposa county.
Staffing
  • # FTEs 4
  • Individuals Served per Full-Time Equivalent Staff 206.5
  • Clients Served per Full-Time Equivalent Staff 44.5
Budget Info
  • Operating Income $134,570

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