Currently Viewing: 2016 Reporting Data

Summary
  • Provides Microenterprise Loans Yes
  • Other Microfinance Types
    • Credit-builder Loans
  • Lending Types
    • Individual Lending
  • Tracks Credit Scores Yes
  • Reports Borrower Credit Performance Yes
Microfinancing Volume
  • Number of Microloans Disbursed 53
  • Value of Microloans Disbursed $2,351,175
  • Value of Microloans Outstanding $5,498,734
Portfolio Quality
  • Mean Interest Rate 7.03%
  • Total Portfolio at Risk 4.86%
  • Loan Loss Rate 4.73%
  • Loans Past Due
    • 30 to 60 $12,618
    • 61 to 90 $31,500
    • 91 to 120 $152,827
    • More than 120 $70,230
Other Financing Products
  • Small Business Loans Yes
  • Max Business Loan Amount $150,000
  • Leverage Package or Guarantee Loans? Yes
Services Provided
  • Training and Technical Assistance (TA) Services
    • Business Training (group based instruction)
    • Business Technical Assistance (one-on-one assistance)
  • Business Development Services
    • Coaching/Mentoring
    • Access to Market Services
Business Development Training
  • Number Receiving TA 53
  • Individuals Served 679
  • Clients Served 243
  • Businesses Served 153
Demographics
  • Gender

    • Women - 37.04%
    • Men - 62.96%
    • Other - 0%
    • Unknown - 0%
  • Ethnicity

    • Mixed-race - 0%
    • African American/African-born - 40.74%
    • Latino - 4.53%
    • White/Caucasian - 51.03%
    • Asian/Pacific Islander - 0.82%
    • South Asian - 0%
    • Native American/Alaska Native - 0%
    • Other - 0%
    • Unknown - 2.88%
  • HUD Low Income Standard

    • Below - 55.14%
    • Above - 44.86%
    • Unknown - 0%
Business Status
  • Business Status

    • Operating - 70.37%
    • Not Operating - 29.63%
    • Unknown - 0%
General Program Info
  • Area Types Served
    • Rural
    • Urban
  • Organization Description
    • Stand-Alone Microenterprise Organization
  • Geographic Area Served
    • Maryland
  • Geographic Area Served Description Anne Arundel, Baltimore, Queen Anne's, Kent, Caroline, Talbot, Dorchester, Wicomico, Worcester, Somerset Counties, Maryland and the City of Baltimore.
Staffing
  • # FTEs 8
  • Individuals Served per Full-Time Equivalent Staff 84.88
  • Clients Served per Full-Time Equivalent Staff 30.38
Budget Info
  • Operating Income $1,947,566

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