Currently Viewing: 2017 Reporting Data

Summary
  • Provides Microenterprise Loans Yes
  • Lending Types
    • Individual Lending
  • Tracks Credit Scores Yes
  • Reports Borrower Credit Performance Yes
Microfinancing Volume
  • Number of Microloans Disbursed 1,664
  • Value of Microloans Disbursed $29.3 MIL
  • Value of Microloans Outstanding $38.0 MIL
Portfolio Quality
  • Mean Interest Rate 13%
  • Total Portfolio at Risk 1.52%
  • Loan Loss Rate 2.76%
  • Loans Past Due
    • 30 to 60 $285,360
    • 61 to 90 $179,031
    • 91 to 120 $105,254
    • More than 120 $8,350
Other Financing Products
  • Small Business Loans Yes
  • Max Business Loan Amount $250,000
  • Leverage Package or Guarantee Loans? No
Services Provided
  • Training and Technical Assistance (TA) Services
    • Business Technical Assistance (one-on-one assistance)
Business Development Training
  • Number Receiving TA 2,713
  • Individuals Served 5,047
  • Clients Served 4,394
  • Businesses Served 5,047
Demographics

  • Gender

    • Women - 26.26%
    • Men - 73.74%
    • Other - 0%
    • Unknown - 0%

  • Ethnicity

    • Mixed-race - 0%
    • African American/African-born - 3.62%
    • Latino - 62.45%
    • White/Caucasian - 12.7%
    • Asian/Pacific Islander - 18.34%
    • South Asian - 0%
    • Native American/Alaska Native - 0.39%
    • Other - 2.23%
    • Unknown - 0.27%

  • HUD Low Income Standard

    • Below - 71.62%
    • Above - 28.38%
    • Unknown - 0%
Business Status

  • Business Status

    • Operating - 100%
    • Not Operating - 0%
    • Unknown - 0%
General Program Info
  • Area Types Served
    • State
    • MultiState
  • Member Associations
    • California Association for Microenterprise Opportunity, CA
  • Organization Description
    • Lending Organization
  • Geographic Area Served
    • California
    • Florida
    • Georgia
    • Illinois
    • Michigan
    • Nevada
    • New Jersey
    • New York
    • North Carolina
    • Ohio
    • Oregon
    • Pennsylvania
    • Texas
  • Geographic Area Served Description State of California primarily, with online lending services provided in Florida, Georgia, Illinois, Michigan, North Carolina, New Jersey, New York, Ohio, Oregon, Pennsylvania, Texas, and Washington.
  • Other Locations
    • 3729 100 Bush Street Suite 1550 San Francisco CA 94104
      • 3730 5701 South Eastern Ave. Suite 120 City of Commerce CA 90040
Staffing
  • # FTEs 47
  • Individuals Served per Full-Time Equivalent Staff 107.38
  • Clients Served per Full-Time Equivalent Staff 93.49
Budget Info
  • Operating Income $7,088,658
Files

To explore industry and entrepreneur data, visit Explore Our Data