Currently Viewing: 2014 Reporting Data

Summary
  • Provides Microenterprise Loans Yes
  • Other Microfinance Types
    • Individual Development Accounts (IDAs)
  • Lending Types
    • Individual Lending
  • Tracks Credit Scores Yes
  • Reports Borrower Credit Performance No
Microfinancing Volume
  • Number of Microloans Disbursed 43
  • Value of Microloans Disbursed $389,000
  • Value of Microloans Outstanding $252,116
Portfolio Quality
  • Mean Interest Rate 7.45%
  • Total Portfolio at Risk 27.91%
  • Loan Loss Rate 21.59%
  • Loans Past Due
    • 30 to 60 $9,578
    • 61 to 90 $0
    • 91 to 120 $0
    • More than 120 $60,786
Other Financing Products
  • Small Business Loans Yes
  • Max Business Loan Amount $250,000
  • Leverage Package or Guarantee Loans? Yes
Services Provided
  • Training and Technical Assistance (TA) Services
    • Business Training (group based instruction)
    • Business Technical Assistance (one-on-one assistance)
  • Business Development Services
    • Coaching/Mentoring
    • Financial Literacy
    • Credit Counseling
    • Tax Preparation
Business Development Training
  • Number Receiving Training 393
  • Number Receiving TA 514
  • Individuals Served 2,191
  • Clients Served 624
  • Businesses Served 198
Demographics
  • Gender

    • Women - 57.37%
    • Men - 42.63%
    • Other - 0%
    • Unknown - 0%
  • Ethnicity

    • Mixed-race - 2.88%
    • African American/African-born - 23.24%
    • Latino - 22.12%
    • White/Caucasian - 19.07%
    • Asian/Pacific Islander - 29.17%
    • South Asian - 0.96%
    • Native American/Alaska Native - 0.64%
    • Other - 1.92%
    • Unknown - 0%
Business Status
  • Business Status

    • Operating - 56.73%
    • Not Operating - 43.27%
    • Unknown - 0%
General Program Info
  • Area Types Served
    • Urban
  • Member Associations
    • California Association for Microenterprise Opportunity, CA
  • Organization Description
    • Community Economic Development Organization
    • Lending Organization
  • Geographic Area Served
    • California
  • Geographic Area Served Description 90001-93591
  • Other Locations
    • 111000 Valley Blvd., ste 208 Address 2 El Monte CA 91731
Staffing
  • # FTEs 7
  • Individuals Served per Full-Time Equivalent Staff 313
  • Clients Served per Full-Time Equivalent Staff 89.14
Budget Info
  • Operating Income $814,000

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