Currently Viewing: 2014 Reporting Data

Summary
  • Provides Microenterprise Loans Yes
  • Other Microfinance Types
    • Credit-builder Loans
    • Individual Development Accounts (IDAs)
  • Lending Types
    • Individual Lending
  • Tracks Credit Scores Yes
Microfinancing Volume
  • Number of Microloans Disbursed 56
  • Value of Microloans Disbursed $687,971
  • Value of Microloans Outstanding $1,733,746
Other Financing Products
  • Small Business Loans Yes
  • Leverage Package or Guarantee Loans? Yes
Services Provided
  • Business Development Services
    • Financial Literacy
    • Tax Preparation
  • Individuals Served 150
  • Clients Served 125
  • Businesses Served 200
General Program Info
  • Area Types Served
    • Rural
    • Urban
  • Member Associations
    • California Association for Microenterprise Opportunity, CA
  • Organization Description
    • Lending Organization
  • Geographic Area Served
    • California
  • Geographic Area Served Description Persons who reside or regularly work or worship in the geographical area of Santa Cruz County, State of California, bounded on the northwest and north by San Mateo County, northeast and east by Santa Clara and San Benito Counties, southeast by Monterey County, and south by southwest by the Bay of Monterey and on the west by the Pacific Ocean; or persons who reside, worship or regularly work in the following Zipcodes: 95001 95003 95004 95005 95006 95007 95010 95017 95018 95019 95033 95039 95041 95060 95061 95062 95063 95064 95065 95066 95067 95073 95076 95077 employees of this credit union and members of their immediate families
  • Other Locations
    • 1428 Freedom Blvd. Watsonville CA 95076
Staffing
  • # FTEs 4
  • Individuals Served per Full-Time Equivalent Staff 37.5
  • Clients Served per Full-Time Equivalent Staff 31.25

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