Currently Viewing: 2014 Reporting Data

Summary
  • Provides Microenterprise Loans Yes
  • Other Microfinance Types
    • Credit-builder Loans
    • Individual Development Accounts (IDAs)
  • Lending Types
    • Group/Peer Lending
    • Individual Lending
  • Tracks Credit Scores Yes
  • Reports Borrower Credit Performance Yes
Microfinancing Volume
  • Number of Microloans Disbursed 44
  • Value of Microloans Disbursed $305,162
  • Value of Microloans Outstanding $513,616
Portfolio Quality
  • Mean Interest Rate 7.25%
  • Total Portfolio at Risk 25%
  • Loan Loss Rate 4.88%
  • Loans Past Due
    • 30 to 60 $11,366
    • 61 to 90 $71,463
    • 91 to 120 $576
    • More than 120 $44,988
Other Financing Products
  • Small Business Loans No
  • Leverage Package or Guarantee Loans? No
Services Provided
  • Training and Technical Assistance (TA) Services
    • Business Training (group based instruction)
    • Business Technical Assistance (one-on-one assistance)
  • Business Development Services
    • Coaching/Mentoring
    • Financial Literacy
    • Credit Counseling
    • Access to Market Services
    • Tax Preparation
    • Business Incubation
    • Technology Services
Business Development Training
  • Number Receiving Training 96
  • Individuals Served 212
  • Clients Served 105
  • Businesses Served 69
Demographics
  • Gender

    • Women - 63.81%
    • Men - 36.19%
    • Other - 0%
    • Unknown - 0%
  • Ethnicity

    • Mixed-race - 0.95%
    • African American/African-born - 60%
    • Latino - 2.86%
    • White/Caucasian - 3.81%
    • Asian/Pacific Islander - 5.71%
    • South Asian - 0.95%
    • Native American/Alaska Native - 0%
    • Other - 0%
    • Unknown - 25.71%
  • HUD Low Income Standard

    • Below - 91.43%
    • Above - 8.57%
    • Unknown - 0%
Business Status
  • Business Status

    • Operating - 53.33%
    • Not Operating - 32.38%
    • Unknown - 14.29%
General Program Info
  • Area Types Served
    • Urban
    • MultiState
  • Member Associations
    • Pennsylvania Microenterprise Coalition, PA
  • Organization Description
    • Stand-Alone Microenterprise Organization
  • Geographic Area Served
    • Pennsylvania
  • Geographic Area Served Description Philadelphia County, PA Bucks County, PA Delaware County, PA Montgomery County, PA Chester County, PA New Castle County, DE Camden County, NJ
Staffing
  • # FTEs 3
  • Individuals Served per Full-Time Equivalent Staff 70.67
  • Clients Served per Full-Time Equivalent Staff 35
Budget Info
  • Operating Income $611,000

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