Currently Viewing: 2017 Reporting Data

Summary
  • Provides Microenterprise Loans Yes
  • Lending Types
    • Individual Lending
  • Tracks Credit Scores Yes
  • Reports Borrower Credit Performance Yes
Microfinancing Volume
  • Number of Microloans Disbursed 123
  • Value of Microloans Disbursed $3,774,594
  • Value of Microloans Outstanding $6,318,787
Portfolio Quality
  • Mean Interest Rate 9%
  • Total Portfolio at Risk 2.41%
  • Loan Loss Rate 2.14%
  • Loans Past Due
    • 30 to 60 $69,157.14
    • 61 to 90 $6,257.77
    • 91 to 120 $32,823.41
    • More than 120 $43,863.99
Other Financing Products
  • Small Business Loans No
  • Leverage Package or Guarantee Loans? No
Services Provided
  • Training and Technical Assistance (TA) Services
    • Business Training (group based instruction)
    • Business Technical Assistance (one-on-one assistance)
  • Business Development Services
    • Coaching/Mentoring
    • Financial Literacy
    • Technology Services
Business Development Training
  • Number Receiving Training 33
  • Number Receiving TA 156
  • Individuals Served 2,694
  • Clients Served 492
  • Businesses Served 386
Demographics
  • Gender

    • Women - 52.03%
    • Men - 47.97%
    • Other - 0%
    • Unknown - 0%
  • Ethnicity

    • Mixed-race - 0.61%
    • African American/African-born - 12.6%
    • Latino - 13.01%
    • White/Caucasian - 43.9%
    • Asian/Pacific Islander - 12.2%
    • South Asian - 0%
    • Native American/Alaska Native - 0.61%
    • Other - 4.88%
    • Unknown - 12.2%
  • HUD Low Income Standard

    • Below - 62.8%
    • Above - 37.2%
    • Unknown - 0%
Business Status
  • Business Status

    • Operating - 54.07%
    • Not Operating - 45.93%
    • Unknown - 0%
General Program Info
  • Area Types Served
    • Rural
    • Urban
  • Member Associations
    • California Association for Microenterprise Opportunity, CA
  • Organization Description
    • Stand-Alone Microenterprise Organization
  • Geographic Area Served
    • California
  • Geographic Area Served Description San Francisco Bay Area, specifically the following counties: San Francisco, San Mateo, Santa Clara, Marin, Sonoma, Napa, Alameda, Contra Costa, and Solano.
Staffing
  • # FTEs 14
  • Individuals Served per Full-Time Equivalent Staff 192.43
  • Clients Served per Full-Time Equivalent Staff 35.14
Budget Info
  • Operating Income $3,753,249

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