Currently Viewing: 2017 Reporting Data

Summary
  • Provides Microenterprise Loans Yes
  • Other Microfinance Types
    • Credit-builder Loans
  • Lending Types
    • Individual Lending
  • Tracks Credit Scores Yes
  • Reports Borrower Credit Performance Yes
Microfinancing Volume
  • Number of Microloans Disbursed 14
  • Value of Microloans Disbursed $134,976
  • Value of Microloans Outstanding $712,958
Portfolio Quality
  • Mean Interest Rate 11%
  • Total Portfolio at Risk 0.31%
  • Loan Loss Rate 0.89%
  • Loans Past Due
    • 30 to 60 $0
    • 61 to 90 $0
    • 91 to 120 $2,177
    • More than 120 $0
Other Financing Products
  • Small Business Loans Yes
  • Max Business Loan Amount $100,000
  • Leverage Package or Guarantee Loans? No
Services Provided
  • Training and Technical Assistance (TA) Services
    • Business Training (group based instruction)
    • Business Technical Assistance (one-on-one assistance)
  • Business Development Services
    • Coaching/Mentoring
    • Case Management Services
Business Development Training
  • Number Receiving Training 591
  • Number Receiving TA 303
  • Individuals Served 718
  • Clients Served 277
  • Businesses Served 142
Demographics

  • Gender

    • Women - 87.36%
    • Men - 12.64%
    • Other - 0%
    • Unknown - 0%

  • Ethnicity

    • Mixed-race - 0%
    • African American/African-born - 2.89%
    • Latino - 30.69%
    • White/Caucasian - 55.23%
    • Asian/Pacific Islander - 2.53%
    • South Asian - 0%
    • Native American/Alaska Native - 2.89%
    • Other - 0.72%
    • Unknown - 5.05%

  • HUD Low Income Standard

    • Below - 66.79%
    • Above - 27.8%
    • Unknown - 5.42%
Business Status

  • Business Status

    • Operating - 53.79%
    • Not Operating - 46.21%
    • Unknown - 0%
General Program Info
  • Area Types Served
    • Rural
    • Urban
  • Member Associations
    • California Association for Microenterprise Opportunity, CA
  • Organization Description
    • Stand-Alone Microenterprise Organization
  • Geographic Area Served
    • California
  • Geographic Area Served Description Ventura and Santa Barbara counties, California
  • Other Locations
    • 3726 290 Maple Court, Suite 268 Ventura CA 93003
      • 4274 731 South Lincoln Street Santa Maria CA 93458
Staffing
  • # FTEs 18
  • Individuals Served per Full-Time Equivalent Staff 39.89
  • Clients Served per Full-Time Equivalent Staff 15.39
Budget Info
  • Operating Income $1,568,689

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